Specialist Mortgage / Loan Broker

Mayday Mortgages & Loans are a specialist mortgage broker / mortgage packager primarily operating within the sub prime or non conforming arena of the mortgage and loan market. They typically deal with those who have either had difficulties obtaining a mortgage or secured loan (homeowner loans) due to mortgage arrears and / or adverse credit history or simply find it difficult to prove their income.

What do we do?
We arrange mortgages for:

• House Purchases
• Right to Buy
• Commercial purposes
• Remortgages
• Buy to Let / Let to buy

We also arrange secured loans (homeowner loans) at extremely competitive rates.

Any amounts considered for:

• Consolidation
• Bridging Loans
• Home improvements
• Business & Commercial Finance

Adverse Credit History?

• Mortgage Arrears
• IVA’s
• County Court Judgements (CCJ’s)
• Bankruptcy
• Defaults

Many, many people in the UK find themselves falling into one or more of the above categories. Mayday Mortgages & Loans are a specialist mortgage broker / packager and we ensure your past does not determine your future. All of our lenders offer a wide range of mortgage and loan products no matter what your circumstances.

Difficulty Proving Income?
Many people find it difficult to prove their income to obtain a mortgage or loan. Numerous lenders have introduced self certification to deal with differing circumstances. Self certification enables you to self declare your income without having to provide proof. Don’t worry if you have current mortgage arrears or have some forms of adverse credit history. Self certification can be used whether you are looking to purchase a property, remortgage or obtain a secured loan.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
A broker fee may be charged. The precise amount will depend on your circumstances but it will usually be £1950 (0 to 3%) and is paid only on completion. Please ask for a personalised illustration. The overall cost for comparison is 8.2% APR.