Commercial Mortgages

Valuable time away from your business is something few business owners can afford and arranging finance or a commercial mortgage is perhaps one of the most time consuming tasks you can undertake.

Our philosophy is to arrange your commercial mortgage quickly and efficiently, providing clients with a realistic alternative to their banks.

What is a commercial mortgage?
The specialist commercial mortgage sector caters for the financial needs of small to medium sized businesses and Mayday specifically specialises in arranging commercial mortgages from £25,001 up to £3 million (and sometimes more).

A commercial mortgage is a loan secured on a commercial property. However, if you run a small business and trade from home you may also qualify for a commercial mortgage. Our panel lenders do not require you to submit detailed business plans or cash flows. We may not even need to talk to your accountant.

Commercial Mortgages made simple
Mayday provide clients with a realistic alternative to their banks and offer a fast, friendly approach in arranging commercial mortgages for:

• Sole Traders
• Partnerships
• Limited companies
• Property investors

It doesn’t matter if you’ve been trading for a while or just started a business, we can help organise a commercial mortgage for any purpose on most property types.

What kinds of business qualify for a commercial mortgage?
We can arrange a commercial mortgage on many types of business premises. The list below are examples of just a few of the types of business premises:

• Farms
• Light commercial – factory / office / industrial / warehouse
• Pubs & Bars
• Shops / retail
• Hotels
• Guest Houses & Bed and Breakfast.

We will treat all commercial mortgage enquiries sympathetically and any business premises could qualify.

Use of commercial mortgage funds
Money raised from a commercial mortgage arranged by Mayday can be used for anything you want. For example, you may want to consider a commercial mortgage for:

• Property / land purchase
• Refurbishment
• Equipment / Machinery
• Stock
• Business expansion
• Debt consolidation of high interest finance used by the business.